Appendix

This appendix provides additional details to support the Nebula Lending Protocol's whitepaper, offering clarity on technical terms, token allocation, and links to relevant resources.

1. Glossary of Terms

• Collateralization Ratio: The ratio of collateral value to the borrowed amount. For example, a 150% collateralization ratio means the collateral must be worth 1.5 times the loan amount.

• IBC (Inter-Blockchain Communication): A protocol enabling blockchains to communicate and transfer assets securely and seamlessly.

• LST (Liquid Staking Tokens): Tokens that represent staked assets, allowing users to maintain liquidity while earning staking rewards.

• DAO (Decentralized Autonomous Organization): A governance structure where decisions are made collectively by token holders.

• Smart Contract: Self-executing programs on a blockchain that automate predefined actions when conditions are met.

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2. Token Allocation

Category	Percentage	Details
Liquidity Mining	40%	Rewards for liquidity providers to bootstrap liquidity pools.
Development Fund	20%	Reserved for protocol development, upgrades, and audits.
Community Incentives	20%	Allocated for partnerships, marketing, and ecosystem growth.
Team and Advisors	10%	Vested over four years to align long-term incentives.
Treasury Reserve	10%	For unforeseen expenses and future initiatives.

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3. Key Technical Details

Smart Contract Repositories

• Lending Pool Contracts: [GitHub Link Placeholder]

• Governance Contracts: [GitHub Link Placeholder]

• Oracle Integration: [GitHub Link Placeholder]

Cross-Chain Infrastructure

• IBC Protocol Documentation: [Link Placeholder]

• Supported Blockchain Networks: Ethereum, Cosmos, Nibiru.

Auditing Reports

• Audit Report 1 (Firm Name): [Link Placeholder]

• Audit Report 2 (Firm Name): [Link Placeholder]

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4. Frequently Asked Questions (FAQs)

• What assets can I use as collateral? Initially supported assets include USDT, USDC, ETH, and native Nibiru tokens. The community can vote to add more assets through governance.

• How are interest rates determined? Interest rates adjust dynamically based on the utilization ratio of each liquidity pool. A stable rate option is also available for predictable borrowing costs.

• What happens if my collateral value drops? If the collateralization ratio falls below the required threshold, a portion of your collateral will be liquidated to maintain the protocol's stability.

• How do I participate in governance? Stake Nebula tokens to gain voting power and participate in on-chain governance proposals.

• Is Nebula interoperable with other blockchains? Yes, Nebula leverages the IBC protocol to support cross-chain lending and borrowing.

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5. References and Resources

Nibiru Blockchain Documentation

• [Nibiru Documentation Link]

DeFi Protocol References

• Aave Whitepaper: [Link Placeholder]

• Compound Documentation: [Link Placeholder]

Community and Support

• Discord: [Link Placeholder]

• Twitter: [Link Placeholder]

• Medium Blog: [Link Placeholder]

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Next Steps

This appendix serves as a supplementary resource for understanding the Nebula Lending Protocol and its ecosystem. For further inquiries, users and developers are encouraged to engage with the Nebula community or explore the resources provided.

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How to Include in GitBook:

1. Create a Chapter: Add a new chapter titled "Appendix" in the table of contents.

2. Subsections: Use headers (## or ###) to break the content into manageable parts like "Glossary of Terms," "Token Allocation," etc.

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